Market Overview
Home Prices in Kachemak City, AK
The median home value in Kachemak City, AK is $535,316 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.2% compared to a year ago and up 4.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kachemak City are priced31% above average.
Over the past five years, Kachemak City home values have risen by approximately31.2%, reflecting strong long-term appreciation in this market.
Price History
Kachemak City Home Price Trend
2020
$360,105
$360K
—
2021
$408,162
$408K
+13.3%
2022
$457,880
$458K
+12.2%
2023
$441,384
$441K
-3.6%
2024
$453,364
$453K
+2.7%
2025
$473,089
$473K
+4.4%
2026
$535,316
$535K
+13.2%
City Comparison
Kachemak City vs. National Median
🏠 Kachemak City
$535,316
National Median
$410,000
At $535,316, homes in Kachemak City cost 31% above the national median of $410,000. Buyers in Kachemak City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Kachemak City?
20% Down Payment
$107,063
on $535,316
Monthly P&I
$2,792/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,546/mo
incl. taxes & insurance
Income Needed
$141,840
gross annual (30% rule)
10% Down Option
$53,532
+ PMI applies
Loan Amount (20% dn)
$428,253
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kachemak City, AK?
The median home value in Kachemak City is $535,316 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.2% year-over-year.
How much have home prices changed in Kachemak City?
Over the past year, home values in Kachemak City have increased by 13.2%. Over five years, prices have risen approximately 31.2%.
How much do I need to earn to buy a home in Kachemak City?
To comfortably afford the median home price of $535,316 with a 20% down payment ($107,063) at today's rates (6.8%), you'd need a gross annual income of approximately $141,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Kachemak City compare to the national average home price?
The national median home value is approximately $410,000. At $535,316, homes in Kachemak City are 31% above the national average.