Market Overview
Home Prices in Tuscaloosa, AL
The median home value in Tuscaloosa, AL is $231,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.2% compared to a year ago and up 1.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Tuscaloosa are priced43% below average. Tuscaloosa is part of the Tuscaloosa, AL metro area.
Over the past five years, Tuscaloosa home values have risen by approximately22.9%, reflecting strong long-term appreciation in this market.
Price History
Tuscaloosa Home Price Trend
City Comparison
Tuscaloosa vs. National Median
At $231,708, homes in Tuscaloosa cost 43% below the national median of $410,000. This makes Tuscaloosa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Tuscaloosa?
20% Down Payment
$46,342
on $231,708
Monthly P&I
$1,208/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,534/mo
incl. taxes & insurance
Income Needed
$61,360
gross annual (30% rule)
10% Down Option
$23,171
+ PMI applies
Loan Amount (20% dn)
$185,366
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Tuscaloosa, AL?
The median home value in Tuscaloosa is $231,708 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.2% year-over-year.
How much have home prices changed in Tuscaloosa?
Over the past year, home values in Tuscaloosa have increased by 1.2%. Over five years, prices have risen approximately 22.9%.
How much do I need to earn to buy a home in Tuscaloosa?
To comfortably afford the median home price of $231,708 with a 20% down payment ($46,342) at today's rates (6.8%), you'd need a gross annual income of approximately $61,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Tuscaloosa compare to the national average home price?
The national median home value is approximately $410,000. At $231,708, homes in Tuscaloosa are 43% below the national average.
What metro area is Tuscaloosa part of?
Tuscaloosa is part of the Tuscaloosa, AL metropolitan area. Home prices and market conditions can vary across the broader metro region.