Market Overview
Home Prices in Chaplin, CT
The median home value in Chaplin, CT is $371,570 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.5% compared to a year ago and up 6.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chaplin are priced9% below average. Chaplin is part of the Worcester, MA-CT metro area.
Over the past five years, Chaplin home values have risen by approximately42.0%, reflecting strong long-term appreciation in this market.
Price History
Chaplin Home Price Trend
City Comparison
Chaplin vs. National Median
At $371,570, homes in Chaplin cost 9% below the national median of $410,000. This makes Chaplin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chaplin?
20% Down Payment
$74,314
on $371,570
Monthly P&I
$1,938/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,461/mo
incl. taxes & insurance
Income Needed
$98,440
gross annual (30% rule)
10% Down Option
$37,157
+ PMI applies
Loan Amount (20% dn)
$297,256
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chaplin, CT?
The median home value in Chaplin is $371,570 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.5% year-over-year.
How much have home prices changed in Chaplin?
Over the past year, home values in Chaplin have increased by 7.5%. Over five years, prices have risen approximately 42.0%.
How much do I need to earn to buy a home in Chaplin?
To comfortably afford the median home price of $371,570 with a 20% down payment ($74,314) at today's rates (6.8%), you'd need a gross annual income of approximately $98,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Chaplin compare to the national average home price?
The national median home value is approximately $410,000. At $371,570, homes in Chaplin are 9% below the national average.
What metro area is Chaplin part of?
Chaplin is part of the Worcester, MA-CT metropolitan area. Home prices and market conditions can vary across the broader metro region.