Market Overview
Home Prices in Guilford, CT
The median home value in Guilford, CT is $647,153 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Guilford are priced58% above average. Guilford is part of the New Haven-Milford, CT metro area.
Over the past five years, Guilford home values have risen by approximately39.4%, reflecting strong long-term appreciation in this market.
Price History
Guilford Home Price Trend
City Comparison
Guilford vs. National Median
At $647,153, homes in Guilford cost 58% above the national median of $410,000. Buyers in Guilford should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Guilford?
20% Down Payment
$129,431
on $647,153
Monthly P&I
$3,375/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,286/mo
incl. taxes & insurance
Income Needed
$171,440
gross annual (30% rule)
10% Down Option
$64,715
+ PMI applies
Loan Amount (20% dn)
$517,722
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Guilford, CT?
The median home value in Guilford is $647,153 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Guilford?
Over the past year, home values in Guilford have increased by 4.5%. Over five years, prices have risen approximately 39.4%.
How much do I need to earn to buy a home in Guilford?
To comfortably afford the median home price of $647,153 with a 20% down payment ($129,431) at today's rates (6.8%), you'd need a gross annual income of approximately $171,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Guilford compare to the national average home price?
The national median home value is approximately $410,000. At $647,153, homes in Guilford are 58% above the national average.
What metro area is Guilford part of?
Guilford is part of the New Haven-Milford, CT metropolitan area. Home prices and market conditions can vary across the broader metro region.