Market Overview
Home Prices in Naugatuck, CT
The median home value in Naugatuck, CT is $360,041 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Naugatuck are priced12% below average. Naugatuck is part of the New Haven-Milford, CT metro area.
Over the past five years, Naugatuck home values have risen by approximately46.5%, reflecting strong long-term appreciation in this market.
Price History
Naugatuck Home Price Trend
City Comparison
Naugatuck vs. National Median
At $360,041, homes in Naugatuck cost 12% below the national median of $410,000. This makes Naugatuck a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Naugatuck?
20% Down Payment
$72,008
on $360,041
Monthly P&I
$1,878/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,385/mo
incl. taxes & insurance
Income Needed
$95,400
gross annual (30% rule)
10% Down Option
$36,004
+ PMI applies
Loan Amount (20% dn)
$288,033
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Naugatuck, CT?
The median home value in Naugatuck is $360,041 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Naugatuck?
Over the past year, home values in Naugatuck have increased by 3.6%. Over five years, prices have risen approximately 46.5%.
How much do I need to earn to buy a home in Naugatuck?
To comfortably afford the median home price of $360,041 with a 20% down payment ($72,008) at today's rates (6.8%), you'd need a gross annual income of approximately $95,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Naugatuck compare to the national average home price?
The national median home value is approximately $410,000. At $360,041, homes in Naugatuck are 12% below the national average.
What metro area is Naugatuck part of?
Naugatuck is part of the New Haven-Milford, CT metropolitan area. Home prices and market conditions can vary across the broader metro region.