Market Overview
Home Prices in Winsted, CT
The median home value in Winsted, CT is $286,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.1% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winsted are priced30% below average. Winsted is part of the Torrington, CT metro area.
Over the past five years, Winsted home values have risen by approximately40.7%, reflecting strong long-term appreciation in this market.
Price History
Winsted Home Price Trend
City Comparison
Winsted vs. National Median
At $286,120, homes in Winsted cost 30% below the national median of $410,000. This makes Winsted a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winsted?
20% Down Payment
$57,224
on $286,120
Monthly P&I
$1,492/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,895/mo
incl. taxes & insurance
Income Needed
$75,800
gross annual (30% rule)
10% Down Option
$28,612
+ PMI applies
Loan Amount (20% dn)
$228,896
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winsted, CT?
The median home value in Winsted is $286,120 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.1% year-over-year.
How much have home prices changed in Winsted?
Over the past year, home values in Winsted have increased by 0.1%. Over five years, prices have risen approximately 40.7%.
How much do I need to earn to buy a home in Winsted?
To comfortably afford the median home price of $286,120 with a 20% down payment ($57,224) at today's rates (6.8%), you'd need a gross annual income of approximately $75,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Winsted compare to the national average home price?
The national median home value is approximately $410,000. At $286,120, homes in Winsted are 30% below the national average.
What metro area is Winsted part of?
Winsted is part of the Torrington, CT metropolitan area. Home prices and market conditions can vary across the broader metro region.