Market Overview
Home Prices in Bear, DE
The median home value in Bear, DE is $421,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bear are priced3% above average. Bear is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Bear home values have risen by approximately25.1%, reflecting strong long-term appreciation in this market.
Price History
Bear Home Price Trend
City Comparison
Bear vs. National Median
At $421,776, homes in Bear cost 3% above the national median of $410,000. Buyers in Bear should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Bear?
20% Down Payment
$84,355
on $421,776
Monthly P&I
$2,200/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,794/mo
incl. taxes & insurance
Income Needed
$111,760
gross annual (30% rule)
10% Down Option
$42,178
+ PMI applies
Loan Amount (20% dn)
$337,421
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bear, DE?
The median home value in Bear is $421,776 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Bear?
Over the past year, home values in Bear have increased by 2.4%. Over five years, prices have risen approximately 25.1%.
How much do I need to earn to buy a home in Bear?
To comfortably afford the median home price of $421,776 with a 20% down payment ($84,355) at today's rates (6.8%), you'd need a gross annual income of approximately $111,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Bear compare to the national average home price?
The national median home value is approximately $410,000. At $421,776, homes in Bear are 3% above the national average.
What metro area is Bear part of?
Bear is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.