Market Overview
Home Prices in Augusta, GA
The median home value in Augusta, GA is $189,299 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.9% compared to a year ago and down 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Augusta are priced54% below average. Augusta is part of the Augusta-Richmond County, GA-SC metro area.
Over the past five years, Augusta home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.
Price History
Augusta Home Price Trend
City Comparison
Augusta vs. National Median
At $189,299, homes in Augusta cost 54% below the national median of $410,000. This makes Augusta a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Augusta?
20% Down Payment
$37,860
on $189,299
Monthly P&I
$987/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,253/mo
incl. taxes & insurance
Income Needed
$50,120
gross annual (30% rule)
10% Down Option
$18,930
+ PMI applies
Loan Amount (20% dn)
$151,439
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Augusta, GA?
The median home value in Augusta is $189,299 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.9% year-over-year.
How much have home prices changed in Augusta?
Over the past year, home values in Augusta have increased by 1.9%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in Augusta?
To comfortably afford the median home price of $189,299 with a 20% down payment ($37,860) at today's rates (6.8%), you'd need a gross annual income of approximately $50,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Augusta compare to the national average home price?
The national median home value is approximately $410,000. At $189,299, homes in Augusta are 54% below the national average.
What metro area is Augusta part of?
Augusta is part of the Augusta-Richmond County, GA-SC metropolitan area. Home prices and market conditions can vary across the broader metro region.