Market Overview
Home Prices in Apple River, IL
The median home value in Apple River, IL is $331,198 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.4% compared to a year ago and up 2.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Apple River are priced19% below average.
Over the past five years, Apple River home values have risen by approximately33.7%, reflecting strong long-term appreciation in this market.
Price History
Apple River Home Price Trend
2020
$209,721
$210K
—
2021
$247,670
$248K
+18.1%
2022
$307,904
$308K
+24.3%
2023
$319,233
$319K
+3.7%
2024
$321,264
$321K
+0.6%
2025
$330,030
$330K
+2.7%
2026
$331,198
$331K
+0.4%
City Comparison
Apple River vs. National Median
🏠 Apple River
$331,198
National Median
$410,000
At $331,198, homes in Apple River cost 19% below the national median of $410,000. This makes Apple River a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Apple River?
20% Down Payment
$66,240
on $331,198
Monthly P&I
$1,727/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,193/mo
incl. taxes & insurance
Income Needed
$87,720
gross annual (30% rule)
10% Down Option
$33,120
+ PMI applies
Loan Amount (20% dn)
$264,958
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Apple River, IL?
The median home value in Apple River is $331,198 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.4% year-over-year.
How much have home prices changed in Apple River?
Over the past year, home values in Apple River have increased by 0.4%. Over five years, prices have risen approximately 33.7%.
How much do I need to earn to buy a home in Apple River?
To comfortably afford the median home price of $331,198 with a 20% down payment ($66,240) at today's rates (6.8%), you'd need a gross annual income of approximately $87,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Apple River compare to the national average home price?
The national median home value is approximately $410,000. At $331,198, homes in Apple River are 19% below the national average.