Market Overview
Home Prices in Beardstown, IL
The median home value in Beardstown, IL is $88,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 12.9% compared to a year ago and up 7.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Beardstown are priced78% below average.
Over the past five years, Beardstown home values have risen by approximately9.7%, reflecting steady appreciation in this market.
Price History
Beardstown Home Price Trend
2020
$72,482
$72K
—
2021
$80,505
$81K
+11.1%
2022
$83,305
$83K
+3.5%
2023
$81,490
$81K
-2.2%
2024
$94,023
$94K
+15.4%
2025
$101,346
$101K
+7.8%
2026
$88,279
$88K
-12.9%
City Comparison
Beardstown vs. National Median
🏠 Beardstown
$88,279
National Median
$410,000
At $88,279, homes in Beardstown cost 78% below the national median of $410,000. This makes Beardstown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Beardstown?
20% Down Payment
$17,656
on $88,279
Monthly P&I
$460/mo
30-yr @ 6.8%
Total Monthly Est.
~$584/mo
incl. taxes & insurance
Income Needed
$23,360
gross annual (30% rule)
10% Down Option
$8,828
+ PMI applies
Loan Amount (20% dn)
$70,623
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Beardstown, IL?
The median home value in Beardstown is $88,279 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 12.9% year-over-year.
How much have home prices changed in Beardstown?
Over the past year, home values in Beardstown have decreased by 12.9%. Over five years, prices have risen approximately 9.7%.
How much do I need to earn to buy a home in Beardstown?
To comfortably afford the median home price of $88,279 with a 20% down payment ($17,656) at today's rates (6.8%), you'd need a gross annual income of approximately $23,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Beardstown compare to the national average home price?
The national median home value is approximately $410,000. At $88,279, homes in Beardstown are 78% below the national average.