Market Overview
Home Prices in Belleville, IL
The median home value in Belleville, IL is $162,763 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.6% compared to a year ago and up 1.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Belleville are priced60% below average. Belleville is part of the St. Louis, MO-IL metro area.
Over the past five years, Belleville home values have risen by approximately23.1%, reflecting strong long-term appreciation in this market.
Price History
Belleville Home Price Trend
City Comparison
Belleville vs. National Median
At $162,763, homes in Belleville cost 60% below the national median of $410,000. This makes Belleville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Belleville?
20% Down Payment
$32,553
on $162,763
Monthly P&I
$849/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,078/mo
incl. taxes & insurance
Income Needed
$43,120
gross annual (30% rule)
10% Down Option
$16,276
+ PMI applies
Loan Amount (20% dn)
$130,210
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Belleville, IL?
The median home value in Belleville is $162,763 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.6% year-over-year.
How much have home prices changed in Belleville?
Over the past year, home values in Belleville have increased by 2.6%. Over five years, prices have risen approximately 23.1%.
How much do I need to earn to buy a home in Belleville?
To comfortably afford the median home price of $162,763 with a 20% down payment ($32,553) at today's rates (6.8%), you'd need a gross annual income of approximately $43,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Belleville compare to the national average home price?
The national median home value is approximately $410,000. At $162,763, homes in Belleville are 60% below the national average.
What metro area is Belleville part of?
Belleville is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.