Market Overview
Home Prices in Bethalto, IL
The median home value in Bethalto, IL is $206,026 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.2% compared to a year ago and up 3.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Bethalto are priced50% below average. Bethalto is part of the St. Louis, MO-IL metro area.
Over the past five years, Bethalto home values have risen by approximately31.5%, reflecting strong long-term appreciation in this market.
Price History
Bethalto Home Price Trend
City Comparison
Bethalto vs. National Median
At $206,026, homes in Bethalto cost 50% below the national median of $410,000. This makes Bethalto a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Bethalto?
20% Down Payment
$41,205
on $206,026
Monthly P&I
$1,075/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,365/mo
incl. taxes & insurance
Income Needed
$54,600
gross annual (30% rule)
10% Down Option
$20,603
+ PMI applies
Loan Amount (20% dn)
$164,821
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Bethalto, IL?
The median home value in Bethalto is $206,026 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.2% year-over-year.
How much have home prices changed in Bethalto?
Over the past year, home values in Bethalto have increased by 6.2%. Over five years, prices have risen approximately 31.5%.
How much do I need to earn to buy a home in Bethalto?
To comfortably afford the median home price of $206,026 with a 20% down payment ($41,205) at today's rates (6.8%), you'd need a gross annual income of approximately $54,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Bethalto compare to the national average home price?
The national median home value is approximately $410,000. At $206,026, homes in Bethalto are 50% below the national average.
What metro area is Bethalto part of?
Bethalto is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.