📍 Burnham, IL · Zillow ZHVI · July 2026

Average Home Price in
Burnham, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · Cook County County

Median Home Value
$154,864
↑ 1.6% year-over-year
vs. National Median
$410,000
Burnham is 62% below
Est. Monthly Payment
$808/mo
20% down · 6.8% rate
Income Needed
$41K
gross annual (30% rule)
Median Home Value
$154,864
↑ 1.6% year-over-year

Down Payment (20%)$30,973
Monthly P&I$808/mo
With Taxes & Ins.~$1,026/mo
Income Needed$41,040/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Burnham, IL

The median home value in Burnham, IL is $154,864 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.6% compared to a year ago and up 0.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Burnham are priced62% below average. Burnham is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Burnham home values have risen by approximately36.6%, reflecting strong long-term appreciation in this market.

City Comparison

Burnham vs. National Median

🏠 Burnham
$154,864
National Median
$410,000

At $154,864, homes in Burnham cost 62% below the national median of $410,000. This makes Burnham a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Burnham?

20% Down Payment
$30,973
on $154,864
Monthly P&I
$808/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,026/mo
incl. taxes & insurance
Income Needed
$41,040
gross annual (30% rule)
10% Down Option
$15,486
+ PMI applies
Loan Amount (20% dn)
$123,891
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Burnham, IL?
The median home value in Burnham is $154,864 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.6% year-over-year.
How much have home prices changed in Burnham?
Over the past year, home values in Burnham have increased by 1.6%. Over five years, prices have risen approximately 36.6%.
How much do I need to earn to buy a home in Burnham?
To comfortably afford the median home price of $154,864 with a 20% down payment ($30,973) at today's rates (6.8%), you'd need a gross annual income of approximately $41,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Burnham compare to the national average home price?
The national median home value is approximately $410,000. At $154,864, homes in Burnham are 62% below the national average.
What metro area is Burnham part of?
Burnham is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.