Market Overview
Home Prices in Cameron, IL
The median home value in Cameron, IL is $179,556 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 2.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cameron are priced56% below average.
Price History
Cameron Home Price Trend
2022
$153,768
$154K
—
2023
$157,265
$157K
+2.3%
2024
$162,615
$163K
+3.4%
2025
$167,340
$167K
+2.9%
2026
$179,556
$180K
+7.3%
City Comparison
Cameron vs. National Median
🏠 Cameron
$179,556
National Median
$410,000
At $179,556, homes in Cameron cost 56% below the national median of $410,000. This makes Cameron a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cameron?
20% Down Payment
$35,911
on $179,556
Monthly P&I
$936/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,189/mo
incl. taxes & insurance
Income Needed
$47,560
gross annual (30% rule)
10% Down Option
$17,956
+ PMI applies
Loan Amount (20% dn)
$143,645
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cameron, IL?
The median home value in Cameron is $179,556 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Cameron?
Over the past year, home values in Cameron have increased by 7.3%.
How much do I need to earn to buy a home in Cameron?
To comfortably afford the median home price of $179,556 with a 20% down payment ($35,911) at today's rates (6.8%), you'd need a gross annual income of approximately $47,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Cameron compare to the national average home price?
The national median home value is approximately $410,000. At $179,556, homes in Cameron are 56% below the national average.