Market Overview
Home Prices in Camp Point, IL
The median home value in Camp Point, IL is $140,780 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 21.1% compared to a year ago and down 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Camp Point are priced66% below average. Camp Point is part of the Quincy, IL-MO metro area.
Over the past five years, Camp Point home values have risen by approximately21.8%, reflecting strong long-term appreciation in this market.
Price History
Camp Point Home Price Trend
City Comparison
Camp Point vs. National Median
At $140,780, homes in Camp Point cost 66% below the national median of $410,000. This makes Camp Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Camp Point?
20% Down Payment
$28,156
on $140,780
Monthly P&I
$734/mo
30-yr @ 6.8%
Total Monthly Est.
~$932/mo
incl. taxes & insurance
Income Needed
$37,280
gross annual (30% rule)
10% Down Option
$14,078
+ PMI applies
Loan Amount (20% dn)
$112,624
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Camp Point, IL?
The median home value in Camp Point is $140,780 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 21.1% year-over-year.
How much have home prices changed in Camp Point?
Over the past year, home values in Camp Point have increased by 21.1%. Over five years, prices have risen approximately 21.8%.
How much do I need to earn to buy a home in Camp Point?
To comfortably afford the median home price of $140,780 with a 20% down payment ($28,156) at today's rates (6.8%), you'd need a gross annual income of approximately $37,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Camp Point compare to the national average home price?
The national median home value is approximately $410,000. At $140,780, homes in Camp Point are 66% below the national average.
What metro area is Camp Point part of?
Camp Point is part of the Quincy, IL-MO metropolitan area. Home prices and market conditions can vary across the broader metro region.