Market Overview
Home Prices in Carlyle, IL
The median home value in Carlyle, IL is $163,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.1% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Carlyle are priced60% below average. Carlyle is part of the St. Louis, MO-IL metro area.
Over the past five years, Carlyle home values have risen by approximately32.3%, reflecting strong long-term appreciation in this market.
Price History
Carlyle Home Price Trend
City Comparison
Carlyle vs. National Median
At $163,582, homes in Carlyle cost 60% below the national median of $410,000. This makes Carlyle a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Carlyle?
20% Down Payment
$32,716
on $163,582
Monthly P&I
$853/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,083/mo
incl. taxes & insurance
Income Needed
$43,320
gross annual (30% rule)
10% Down Option
$16,358
+ PMI applies
Loan Amount (20% dn)
$130,866
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Carlyle, IL?
The median home value in Carlyle is $163,582 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.1% year-over-year.
How much have home prices changed in Carlyle?
Over the past year, home values in Carlyle have increased by 9.1%. Over five years, prices have risen approximately 32.3%.
How much do I need to earn to buy a home in Carlyle?
To comfortably afford the median home price of $163,582 with a 20% down payment ($32,716) at today's rates (6.8%), you'd need a gross annual income of approximately $43,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Carlyle compare to the national average home price?
The national median home value is approximately $410,000. At $163,582, homes in Carlyle are 60% below the national average.
What metro area is Carlyle part of?
Carlyle is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.