Market Overview
Home Prices in Chatsworth, IL
The median home value in Chatsworth, IL is $108,895 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 19% compared to a year ago and up 11.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Chatsworth are priced73% below average. Chatsworth is part of the Pontiac, IL metro area.
Over the past five years, Chatsworth home values have risen by approximately71.3%, reflecting strong long-term appreciation in this market.
Price History
Chatsworth Home Price Trend
City Comparison
Chatsworth vs. National Median
At $108,895, homes in Chatsworth cost 73% below the national median of $410,000. This makes Chatsworth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Chatsworth?
20% Down Payment
$21,779
on $108,895
Monthly P&I
$568/mo
30-yr @ 6.8%
Total Monthly Est.
~$721/mo
incl. taxes & insurance
Income Needed
$28,840
gross annual (30% rule)
10% Down Option
$10,890
+ PMI applies
Loan Amount (20% dn)
$87,116
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Chatsworth, IL?
The median home value in Chatsworth is $108,895 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 19% year-over-year.
How much have home prices changed in Chatsworth?
Over the past year, home values in Chatsworth have increased by 19%. Over five years, prices have risen approximately 71.3%.
How much do I need to earn to buy a home in Chatsworth?
To comfortably afford the median home price of $108,895 with a 20% down payment ($21,779) at today's rates (6.8%), you'd need a gross annual income of approximately $28,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Chatsworth compare to the national average home price?
The national median home value is approximately $410,000. At $108,895, homes in Chatsworth are 73% below the national average.
What metro area is Chatsworth part of?
Chatsworth is part of the Pontiac, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.