📍 Chicago Heights, IL · Zillow ZHVI · July 2026

Average Home Price in
Chicago Heights, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · Cook County County

Median Home Value
$178,005
↑ 0.7% year-over-year
vs. National Median
$410,000
Chicago Heights is 57% below
Est. Monthly Payment
$928/mo
20% down · 6.8% rate
Income Needed
$47K
gross annual (30% rule)
Median Home Value
$178,005
↑ 0.7% year-over-year

Down Payment (20%)$35,601
Monthly P&I$928/mo
With Taxes & Ins.~$1,179/mo
Income Needed$47,160/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Chicago Heights, IL

The median home value in Chicago Heights, IL is $178,005 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and up 0.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Chicago Heights are priced57% below average. Chicago Heights is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Chicago Heights home values have risen by approximately25.9%, reflecting strong long-term appreciation in this market.

City Comparison

Chicago Heights vs. National Median

🏠 Chicago Heights
$178,005
National Median
$410,000

At $178,005, homes in Chicago Heights cost 57% below the national median of $410,000. This makes Chicago Heights a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Chicago Heights?

20% Down Payment
$35,601
on $178,005
Monthly P&I
$928/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,179/mo
incl. taxes & insurance
Income Needed
$47,160
gross annual (30% rule)
10% Down Option
$17,801
+ PMI applies
Loan Amount (20% dn)
$142,404
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Chicago Heights, IL?
The median home value in Chicago Heights is $178,005 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Chicago Heights?
Over the past year, home values in Chicago Heights have increased by 0.7%. Over five years, prices have risen approximately 25.9%.
How much do I need to earn to buy a home in Chicago Heights?
To comfortably afford the median home price of $178,005 with a 20% down payment ($35,601) at today's rates (6.8%), you'd need a gross annual income of approximately $47,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Chicago Heights compare to the national average home price?
The national median home value is approximately $410,000. At $178,005, homes in Chicago Heights are 57% below the national average.
What metro area is Chicago Heights part of?
Chicago Heights is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.