Market Overview
Home Prices in Coal Valley, IL
The median home value in Coal Valley, IL is $277,093 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coal Valley are priced32% below average. Coal Valley is part of the Davenport-Moline-Rock Island, IA-IL metro area.
Over the past five years, Coal Valley home values have risen by approximately25.5%, reflecting strong long-term appreciation in this market.
Price History
Coal Valley Home Price Trend
City Comparison
Coal Valley vs. National Median
At $277,093, homes in Coal Valley cost 32% below the national median of $410,000. This makes Coal Valley a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Coal Valley?
20% Down Payment
$55,419
on $277,093
Monthly P&I
$1,445/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,835/mo
incl. taxes & insurance
Income Needed
$73,400
gross annual (30% rule)
10% Down Option
$27,709
+ PMI applies
Loan Amount (20% dn)
$221,674
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coal Valley, IL?
The median home value in Coal Valley is $277,093 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Coal Valley?
Over the past year, home values in Coal Valley have increased by 5%. Over five years, prices have risen approximately 25.5%.
How much do I need to earn to buy a home in Coal Valley?
To comfortably afford the median home price of $277,093 with a 20% down payment ($55,419) at today's rates (6.8%), you'd need a gross annual income of approximately $73,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Coal Valley compare to the national average home price?
The national median home value is approximately $410,000. At $277,093, homes in Coal Valley are 32% below the national average.
What metro area is Coal Valley part of?
Coal Valley is part of the Davenport-Moline-Rock Island, IA-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.