Market Overview
Home Prices in Coffeen, IL
The median home value in Coffeen, IL is $125,637 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 2.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Coffeen are priced69% below average.
Over the past five years, Coffeen home values have risen by approximately9.2%, reflecting steady appreciation in this market.
Price History
Coffeen Home Price Trend
2020
$124,805
$125K
—
2021
$115,049
$115K
-7.8%
2022
$117,860
$118K
+2.4%
2023
$119,405
$119K
+1.3%
2024
$120,570
$121K
+1.0%
2025
$123,451
$123K
+2.4%
2026
$125,637
$126K
+1.8%
City Comparison
Coffeen vs. National Median
🏠 Coffeen
$125,637
National Median
$410,000
At $125,637, homes in Coffeen cost 69% below the national median of $410,000. This makes Coffeen a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Coffeen?
20% Down Payment
$25,127
on $125,637
Monthly P&I
$655/mo
30-yr @ 6.8%
Total Monthly Est.
~$832/mo
incl. taxes & insurance
Income Needed
$33,280
gross annual (30% rule)
10% Down Option
$12,564
+ PMI applies
Loan Amount (20% dn)
$100,510
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Coffeen, IL?
The median home value in Coffeen is $125,637 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Coffeen?
Over the past year, home values in Coffeen have increased by 1.8%. Over five years, prices have risen approximately 9.2%.
How much do I need to earn to buy a home in Coffeen?
To comfortably afford the median home price of $125,637 with a 20% down payment ($25,127) at today's rates (6.8%), you'd need a gross annual income of approximately $33,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Coffeen compare to the national average home price?
The national median home value is approximately $410,000. At $125,637, homes in Coffeen are 69% below the national average.