Market Overview
Home Prices in Congerville, IL
The median home value in Congerville, IL is $285,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.5% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Congerville are priced30% below average. Congerville is part of the Peoria, IL metro area.
Over the past five years, Congerville home values have risen by approximately19.8%, reflecting steady appreciation in this market.
Price History
Congerville Home Price Trend
City Comparison
Congerville vs. National Median
At $285,241, homes in Congerville cost 30% below the national median of $410,000. This makes Congerville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Congerville?
20% Down Payment
$57,048
on $285,241
Monthly P&I
$1,488/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,890/mo
incl. taxes & insurance
Income Needed
$75,600
gross annual (30% rule)
10% Down Option
$28,524
+ PMI applies
Loan Amount (20% dn)
$228,193
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Congerville, IL?
The median home value in Congerville is $285,241 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.5% year-over-year.
How much have home prices changed in Congerville?
Over the past year, home values in Congerville have increased by 6.5%. Over five years, prices have risen approximately 19.8%.
How much do I need to earn to buy a home in Congerville?
To comfortably afford the median home price of $285,241 with a 20% down payment ($57,048) at today's rates (6.8%), you'd need a gross annual income of approximately $75,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Congerville compare to the national average home price?
The national median home value is approximately $410,000. At $285,241, homes in Congerville are 30% below the national average.
What metro area is Congerville part of?
Congerville is part of the Peoria, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.