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📍 Cooksville, IL · Zillow ZHVI · July 2026

Average Home Price in
Cooksville, IL

Bloomington, IL metro area · McLean County County

Median Home Value
$221,825
↑ 7% year-over-year
vs. National Median
$410,000
Cooksville is 46% below
Est. Monthly Payment
$1,157/mo
20% down · 6.8% rate
Income Needed
$59K
gross annual (30% rule)
Median Home Value
$221,825
↑ 7% year-over-year
Down Payment (20%)$44,365
Monthly P&I$1,157/mo
With Taxes & Ins.~$1,469/mo
Income Needed$58,760/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cooksville, IL

The median home value in Cooksville, IL is $221,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7% compared to a year ago and up 4.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cooksville are priced46% below average. Cooksville is part of the Bloomington, IL metro area.

City Comparison

Cooksville vs. National Median

🏠 Cooksville
$221,825
National Median
$410,000

At $221,825, homes in Cooksville cost 46% below the national median of $410,000. This makes Cooksville a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cooksville?

20% Down Payment
$44,365
on $221,825
Monthly P&I
$1,157/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,469/mo
incl. taxes & insurance
Income Needed
$58,760
gross annual (30% rule)
10% Down Option
$22,183
+ PMI applies
Loan Amount (20% dn)
$177,460
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cooksville, IL?
The median home value in Cooksville is $221,825 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7% year-over-year.
How much have home prices changed in Cooksville?
Over the past year, home values in Cooksville have increased by 7%.
How much do I need to earn to buy a home in Cooksville?
To comfortably afford the median home price of $221,825 with a 20% down payment ($44,365) at today's rates (6.8%), you'd need a gross annual income of approximately $58,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cooksville compare to the national average home price?
The national median home value is approximately $410,000. At $221,825, homes in Cooksville are 46% below the national average.
What metro area is Cooksville part of?
Cooksville is part of the Bloomington, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.