Market Overview
Home Prices in Cullom, IL
The median home value in Cullom, IL is $154,267 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 17.2% compared to a year ago and up 6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cullom are priced62% below average. Cullom is part of the Pontiac, IL metro area.
Over the past five years, Cullom home values have risen by approximately53.9%, reflecting strong long-term appreciation in this market.
Price History
Cullom Home Price Trend
City Comparison
Cullom vs. National Median
At $154,267, homes in Cullom cost 62% below the national median of $410,000. This makes Cullom a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cullom?
20% Down Payment
$30,853
on $154,267
Monthly P&I
$805/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,022/mo
incl. taxes & insurance
Income Needed
$40,880
gross annual (30% rule)
10% Down Option
$15,427
+ PMI applies
Loan Amount (20% dn)
$123,414
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cullom, IL?
The median home value in Cullom is $154,267 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 17.2% year-over-year.
How much have home prices changed in Cullom?
Over the past year, home values in Cullom have increased by 17.2%. Over five years, prices have risen approximately 53.9%.
How much do I need to earn to buy a home in Cullom?
To comfortably afford the median home price of $154,267 with a 20% down payment ($30,853) at today's rates (6.8%), you'd need a gross annual income of approximately $40,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Cullom compare to the national average home price?
The national median home value is approximately $410,000. At $154,267, homes in Cullom are 62% below the national average.
What metro area is Cullom part of?
Cullom is part of the Pontiac, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.