Market Overview
Home Prices in Dalzell, IL
The median home value in Dalzell, IL is $157,790 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.6% compared to a year ago and up 7.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dalzell are priced62% below average. Dalzell is part of the Ottawa, IL metro area.
Over the past five years, Dalzell home values have risen by approximately41.6%, reflecting strong long-term appreciation in this market.
Price History
Dalzell Home Price Trend
City Comparison
Dalzell vs. National Median
At $157,790, homes in Dalzell cost 62% below the national median of $410,000. This makes Dalzell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dalzell?
20% Down Payment
$31,558
on $157,790
Monthly P&I
$823/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,045/mo
incl. taxes & insurance
Income Needed
$41,800
gross annual (30% rule)
10% Down Option
$15,779
+ PMI applies
Loan Amount (20% dn)
$126,232
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dalzell, IL?
The median home value in Dalzell is $157,790 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.6% year-over-year.
How much have home prices changed in Dalzell?
Over the past year, home values in Dalzell have increased by 4.6%. Over five years, prices have risen approximately 41.6%.
How much do I need to earn to buy a home in Dalzell?
To comfortably afford the median home price of $157,790 with a 20% down payment ($31,558) at today's rates (6.8%), you'd need a gross annual income of approximately $41,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Dalzell compare to the national average home price?
The national median home value is approximately $410,000. At $157,790, homes in Dalzell are 62% below the national average.
What metro area is Dalzell part of?
Dalzell is part of the Ottawa, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.