Market Overview
Home Prices in Dieterich, IL
The median home value in Dieterich, IL is $247,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.4% compared to a year ago and up 3.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Dieterich are priced40% below average. Dieterich is part of the Effingham, IL metro area.
Over the past five years, Dieterich home values have risen by approximately30.1%, reflecting strong long-term appreciation in this market.
Price History
Dieterich Home Price Trend
City Comparison
Dieterich vs. National Median
At $247,265, homes in Dieterich cost 40% below the national median of $410,000. This makes Dieterich a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Dieterich?
20% Down Payment
$49,453
on $247,265
Monthly P&I
$1,290/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,638/mo
incl. taxes & insurance
Income Needed
$65,520
gross annual (30% rule)
10% Down Option
$24,727
+ PMI applies
Loan Amount (20% dn)
$197,812
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Dieterich, IL?
The median home value in Dieterich is $247,265 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.4% year-over-year.
How much have home prices changed in Dieterich?
Over the past year, home values in Dieterich have increased by 4.4%. Over five years, prices have risen approximately 30.1%.
How much do I need to earn to buy a home in Dieterich?
To comfortably afford the median home price of $247,265 with a 20% down payment ($49,453) at today's rates (6.8%), you'd need a gross annual income of approximately $65,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Dieterich compare to the national average home price?
The national median home value is approximately $410,000. At $247,265, homes in Dieterich are 40% below the national average.
What metro area is Dieterich part of?
Dieterich is part of the Effingham, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.