Market Overview
Home Prices in Ellsworth, IL
The median home value in Ellsworth, IL is $260,561 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 4.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Ellsworth are priced36% below average. Ellsworth is part of the Bloomington, IL metro area.
Price History
Ellsworth Home Price Trend
2022
$210,940
$211K
—
2023
$218,366
$218K
+3.5%
2024
$238,108
$238K
+9.0%
2025
$248,765
$249K
+4.5%
2026
$260,561
$261K
+4.7%
City Comparison
Ellsworth vs. National Median
🏠 Ellsworth
$260,561
National Median
$410,000
At $260,561, homes in Ellsworth cost 36% below the national median of $410,000. This makes Ellsworth a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Ellsworth?
20% Down Payment
$52,112
on $260,561
Monthly P&I
$1,359/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,726/mo
incl. taxes & insurance
Income Needed
$69,040
gross annual (30% rule)
10% Down Option
$26,056
+ PMI applies
Loan Amount (20% dn)
$208,449
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Ellsworth, IL?
The median home value in Ellsworth is $260,561 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Ellsworth?
Over the past year, home values in Ellsworth have increased by 4.7%.
How much do I need to earn to buy a home in Ellsworth?
To comfortably afford the median home price of $260,561 with a 20% down payment ($52,112) at today's rates (6.8%), you'd need a gross annual income of approximately $69,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Ellsworth compare to the national average home price?
The national median home value is approximately $410,000. At $260,561, homes in Ellsworth are 36% below the national average.
What metro area is Ellsworth part of?
Ellsworth is part of the Bloomington, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.