📍 Elmwood Park, IL · Zillow ZHVI · July 2026

Average Home Price in
Elmwood Park, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · Cook County County

Median Home Value
$362,829
↑ 4.5% year-over-year
vs. National Median
$410,000
Elmwood Park is 12% below
Est. Monthly Payment
$1,892/mo
20% down · 6.8% rate
Income Needed
$96K
gross annual (30% rule)
Median Home Value
$362,829
↑ 4.5% year-over-year

Down Payment (20%)$72,566
Monthly P&I$1,892/mo
With Taxes & Ins.~$2,403/mo
Income Needed$96,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Elmwood Park, IL

The median home value in Elmwood Park, IL is $362,829 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 2.3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Elmwood Park are priced12% below average. Elmwood Park is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Elmwood Park home values have risen by approximately22.1%, reflecting strong long-term appreciation in this market.

City Comparison

Elmwood Park vs. National Median

🏠 Elmwood Park
$362,829
National Median
$410,000

At $362,829, homes in Elmwood Park cost 12% below the national median of $410,000. This makes Elmwood Park a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Elmwood Park?

20% Down Payment
$72,566
on $362,829
Monthly P&I
$1,892/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,403/mo
incl. taxes & insurance
Income Needed
$96,120
gross annual (30% rule)
10% Down Option
$36,283
+ PMI applies
Loan Amount (20% dn)
$290,263
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Elmwood Park, IL?
The median home value in Elmwood Park is $362,829 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Elmwood Park?
Over the past year, home values in Elmwood Park have increased by 4.5%. Over five years, prices have risen approximately 22.1%.
How much do I need to earn to buy a home in Elmwood Park?
To comfortably afford the median home price of $362,829 with a 20% down payment ($72,566) at today's rates (6.8%), you'd need a gross annual income of approximately $96,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Elmwood Park compare to the national average home price?
The national median home value is approximately $410,000. At $362,829, homes in Elmwood Park are 12% below the national average.
What metro area is Elmwood Park part of?
Elmwood Park is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.