Market Overview
Home Prices in Enfield, IL
The median home value in Enfield, IL is $108,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.7% compared to a year ago and down 14.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Enfield are priced74% below average.
Over the past five years, Enfield home values have fallen by approximately20.7%, reflecting softening conditions in this market.
Price History
Enfield Home Price Trend
2020
$127,422
$127K
—
2021
$136,318
$136K
+7.0%
2022
$136,514
$137K
+0.1%
2023
$134,435
$134K
-1.5%
2024
$119,081
$119K
-11.4%
2025
$101,287
$101K
-14.9%
2026
$108,039
$108K
+6.7%
City Comparison
Enfield vs. National Median
🏠 Enfield
$108,039
National Median
$410,000
At $108,039, homes in Enfield cost 74% below the national median of $410,000. This makes Enfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Enfield?
20% Down Payment
$21,608
on $108,039
Monthly P&I
$563/mo
30-yr @ 6.8%
Total Monthly Est.
~$715/mo
incl. taxes & insurance
Income Needed
$28,600
gross annual (30% rule)
10% Down Option
$10,804
+ PMI applies
Loan Amount (20% dn)
$86,431
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Enfield, IL?
The median home value in Enfield is $108,039 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.7% year-over-year.
How much have home prices changed in Enfield?
Over the past year, home values in Enfield have increased by 6.7%. Over five years, prices have fallen approximately 20.7%.
How much do I need to earn to buy a home in Enfield?
To comfortably afford the median home price of $108,039 with a 20% down payment ($21,608) at today's rates (6.8%), you'd need a gross annual income of approximately $28,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Enfield compare to the national average home price?
The national median home value is approximately $410,000. At $108,039, homes in Enfield are 74% below the national average.