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📍 Fenton, IL · Zillow ZHVI · July 2026

Average Home Price in
Fenton, IL

Sterling, IL metro area · Whiteside County County

Median Home Value
$244,232
↑ 9.8% year-over-year
vs. National Median
$410,000
Fenton is 40% below
Est. Monthly Payment
$1,274/mo
20% down · 6.8% rate
Income Needed
$65K
gross annual (30% rule)
Median Home Value
$244,232
↑ 9.8% year-over-year
Down Payment (20%)$48,846
Monthly P&I$1,274/mo
With Taxes & Ins.~$1,618/mo
Income Needed$64,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Fenton, IL

The median home value in Fenton, IL is $244,232 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and up 2.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Fenton are priced40% below average. Fenton is part of the Sterling, IL metro area.

City Comparison

Fenton vs. National Median

🏠 Fenton
$244,232
National Median
$410,000

At $244,232, homes in Fenton cost 40% below the national median of $410,000. This makes Fenton a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Fenton?

20% Down Payment
$48,846
on $244,232
Monthly P&I
$1,274/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,618/mo
incl. taxes & insurance
Income Needed
$64,720
gross annual (30% rule)
10% Down Option
$24,423
+ PMI applies
Loan Amount (20% dn)
$195,386
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Fenton, IL?
The median home value in Fenton is $244,232 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Fenton?
Over the past year, home values in Fenton have increased by 9.8%.
How much do I need to earn to buy a home in Fenton?
To comfortably afford the median home price of $244,232 with a 20% down payment ($48,846) at today's rates (6.8%), you'd need a gross annual income of approximately $64,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Fenton compare to the national average home price?
The national median home value is approximately $410,000. At $244,232, homes in Fenton are 40% below the national average.
What metro area is Fenton part of?
Fenton is part of the Sterling, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.