Market Overview
Home Prices in Findlay, IL
The median home value in Findlay, IL is $162,099 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.9% compared to a year ago and up 5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Findlay are priced60% below average.
Price History
Findlay Home Price Trend
2024
$143,146
$143K
—
2025
$150,233
$150K
+5.0%
2026
$162,099
$162K
+7.9%
City Comparison
Findlay vs. National Median
🏠 Findlay
$162,099
National Median
$410,000
At $162,099, homes in Findlay cost 60% below the national median of $410,000. This makes Findlay a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Findlay?
20% Down Payment
$32,420
on $162,099
Monthly P&I
$845/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,073/mo
incl. taxes & insurance
Income Needed
$42,920
gross annual (30% rule)
10% Down Option
$16,210
+ PMI applies
Loan Amount (20% dn)
$129,679
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Findlay, IL?
The median home value in Findlay is $162,099 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.9% year-over-year.
How much have home prices changed in Findlay?
Over the past year, home values in Findlay have increased by 7.9%.
How much do I need to earn to buy a home in Findlay?
To comfortably afford the median home price of $162,099 with a 20% down payment ($32,420) at today's rates (6.8%), you'd need a gross annual income of approximately $42,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Findlay compare to the national average home price?
The national median home value is approximately $410,000. At $162,099, homes in Findlay are 60% below the national average.