📍 Ford Heights, IL · Zillow ZHVI · July 2026

Average Home Price in
Ford Heights, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · Cook County County

Median Home Value
$105,493
↑ 3.6% year-over-year
vs. National Median
$410,000
Ford Heights is 74% below
Est. Monthly Payment
$550/mo
20% down · 6.8% rate
Income Needed
$28K
gross annual (30% rule)
Median Home Value
$105,493
↑ 3.6% year-over-year

Down Payment (20%)$21,099
Monthly P&I$550/mo
With Taxes & Ins.~$699/mo
Income Needed$27,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Ford Heights, IL

The median home value in Ford Heights, IL is $105,493 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and down 1.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Ford Heights are priced74% below average. Ford Heights is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Ford Heights home values have risen by approximately42.0%, reflecting strong long-term appreciation in this market.

City Comparison

Ford Heights vs. National Median

🏠 Ford Heights
$105,493
National Median
$410,000

At $105,493, homes in Ford Heights cost 74% below the national median of $410,000. This makes Ford Heights a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Ford Heights?

20% Down Payment
$21,099
on $105,493
Monthly P&I
$550/mo
30-yr @ 6.8%
Total Monthly Est.
~$699/mo
incl. taxes & insurance
Income Needed
$27,960
gross annual (30% rule)
10% Down Option
$10,549
+ PMI applies
Loan Amount (20% dn)
$84,394
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Ford Heights, IL?
The median home value in Ford Heights is $105,493 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Ford Heights?
Over the past year, home values in Ford Heights have increased by 3.6%. Over five years, prices have risen approximately 42.0%.
How much do I need to earn to buy a home in Ford Heights?
To comfortably afford the median home price of $105,493 with a 20% down payment ($21,099) at today's rates (6.8%), you'd need a gross annual income of approximately $27,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Ford Heights compare to the national average home price?
The national median home value is approximately $410,000. At $105,493, homes in Ford Heights are 74% below the national average.
What metro area is Ford Heights part of?
Ford Heights is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.