Market Overview
Home Prices in Harrisburg, IL
The median home value in Harrisburg, IL is $91,177 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 5.3% compared to a year ago and down 2.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Harrisburg are priced78% below average.
Over the past five years, Harrisburg home values have risen by approximately12.8%, reflecting steady appreciation in this market.
Price History
Harrisburg Home Price Trend
2020
$82,366
$82K
—
2021
$80,858
$81K
-1.8%
2022
$83,758
$84K
+3.6%
2023
$94,650
$95K
+13.0%
2024
$99,040
$99K
+4.6%
2025
$96,286
$96K
-2.8%
2026
$91,177
$91K
-5.3%
City Comparison
Harrisburg vs. National Median
🏠 Harrisburg
$91,177
National Median
$410,000
At $91,177, homes in Harrisburg cost 78% below the national median of $410,000. This makes Harrisburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Harrisburg?
20% Down Payment
$18,235
on $91,177
Monthly P&I
$476/mo
30-yr @ 6.8%
Total Monthly Est.
~$605/mo
incl. taxes & insurance
Income Needed
$24,200
gross annual (30% rule)
10% Down Option
$9,118
+ PMI applies
Loan Amount (20% dn)
$72,942
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Harrisburg, IL?
The median home value in Harrisburg is $91,177 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 5.3% year-over-year.
How much have home prices changed in Harrisburg?
Over the past year, home values in Harrisburg have decreased by 5.3%. Over five years, prices have risen approximately 12.8%.
How much do I need to earn to buy a home in Harrisburg?
To comfortably afford the median home price of $91,177 with a 20% down payment ($18,235) at today's rates (6.8%), you'd need a gross annual income of approximately $24,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Harrisburg compare to the national average home price?
The national median home value is approximately $410,000. At $91,177, homes in Harrisburg are 78% below the national average.