📍 Hennepin, IL · Zillow ZHVI · July 2026

Average Home Price in
Hennepin, IL

Ottawa, IL metro area · Putnam County County

Median Home Value
$218,697
↑ 8.2% year-over-year
vs. National Median
$410,000
Hennepin is 47% below
Est. Monthly Payment
$1,141/mo
20% down · 6.8% rate
Income Needed
$58K
gross annual (30% rule)
Median Home Value
$218,697
↑ 8.2% year-over-year

Down Payment (20%)$43,739
Monthly P&I$1,141/mo
With Taxes & Ins.~$1,449/mo
Income Needed$57,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Hennepin, IL

The median home value in Hennepin, IL is $218,697 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.2% compared to a year ago and up 3.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Hennepin are priced47% below average. Hennepin is part of the Ottawa, IL metro area.

Over the past five years, Hennepin home values have risen by approximately57.4%, reflecting strong long-term appreciation in this market.

City Comparison

Hennepin vs. National Median

🏠 Hennepin
$218,697
National Median
$410,000

At $218,697, homes in Hennepin cost 47% below the national median of $410,000. This makes Hennepin a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Hennepin?

20% Down Payment
$43,739
on $218,697
Monthly P&I
$1,141/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,449/mo
incl. taxes & insurance
Income Needed
$57,960
gross annual (30% rule)
10% Down Option
$21,870
+ PMI applies
Loan Amount (20% dn)
$174,958
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Hennepin, IL?
The median home value in Hennepin is $218,697 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.2% year-over-year.
How much have home prices changed in Hennepin?
Over the past year, home values in Hennepin have increased by 8.2%. Over five years, prices have risen approximately 57.4%.
How much do I need to earn to buy a home in Hennepin?
To comfortably afford the median home price of $218,697 with a 20% down payment ($43,739) at today's rates (6.8%), you'd need a gross annual income of approximately $57,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Hennepin compare to the national average home price?
The national median home value is approximately $410,000. At $218,697, homes in Hennepin are 47% below the national average.
What metro area is Hennepin part of?
Hennepin is part of the Ottawa, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.