📍 Herrick, IL · Zillow ZHVI · July 2026

Average Home Price in
Herrick, IL

Shelby County County

Median Home Value
$178,947
↑ 5.9% year-over-year
vs. National Median
$410,000
Herrick is 56% below
Est. Monthly Payment
$933/mo
20% down · 6.8% rate
Income Needed
$47K
gross annual (30% rule)
Median Home Value
$178,947
↑ 5.9% year-over-year

Down Payment (20%)$35,789
Monthly P&I$933/mo
With Taxes & Ins.~$1,185/mo
Income Needed$47,400/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Herrick, IL

The median home value in Herrick, IL is $178,947 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.9% compared to a year ago and down 4.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Herrick are priced56% below average.

Over the past five years, Herrick home values have risen by approximately20.7%, reflecting strong long-term appreciation in this market.

City Comparison

Herrick vs. National Median

🏠 Herrick
$178,947
National Median
$410,000

At $178,947, homes in Herrick cost 56% below the national median of $410,000. This makes Herrick a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Herrick?

20% Down Payment
$35,789
on $178,947
Monthly P&I
$933/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,185/mo
incl. taxes & insurance
Income Needed
$47,400
gross annual (30% rule)
10% Down Option
$17,895
+ PMI applies
Loan Amount (20% dn)
$143,158
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Herrick, IL?
The median home value in Herrick is $178,947 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.9% year-over-year.
How much have home prices changed in Herrick?
Over the past year, home values in Herrick have increased by 5.9%. Over five years, prices have risen approximately 20.7%.
How much do I need to earn to buy a home in Herrick?
To comfortably afford the median home price of $178,947 with a 20% down payment ($35,789) at today's rates (6.8%), you'd need a gross annual income of approximately $47,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Herrick compare to the national average home price?
The national median home value is approximately $410,000. At $178,947, homes in Herrick are 56% below the national average.