📍 Highwood, IL · Zillow ZHVI · July 2026

Average Home Price in
Highwood, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · Lake County County

Median Home Value
$497,501
↑ 9.6% year-over-year
vs. National Median
$410,000
Highwood is 21% above
Est. Monthly Payment
$2,595/mo
20% down · 6.8% rate
Income Needed
$132K
gross annual (30% rule)
Median Home Value
$497,501
↑ 9.6% year-over-year

Down Payment (20%)$99,500
Monthly P&I$2,595/mo
With Taxes & Ins.~$3,296/mo
Income Needed$131,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Highwood, IL

The median home value in Highwood, IL is $497,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.6% compared to a year ago and up 3.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Highwood are priced21% above average. Highwood is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Highwood home values have risen by approximately41.1%, reflecting strong long-term appreciation in this market.

City Comparison

Highwood vs. National Median

🏠 Highwood
$497,501
National Median
$410,000

At $497,501, homes in Highwood cost 21% above the national median of $410,000. Buyers in Highwood should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Highwood?

20% Down Payment
$99,500
on $497,501
Monthly P&I
$2,595/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,296/mo
incl. taxes & insurance
Income Needed
$131,840
gross annual (30% rule)
10% Down Option
$49,750
+ PMI applies
Loan Amount (20% dn)
$398,001
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Highwood, IL?
The median home value in Highwood is $497,501 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.6% year-over-year.
How much have home prices changed in Highwood?
Over the past year, home values in Highwood have increased by 9.6%. Over five years, prices have risen approximately 41.1%.
How much do I need to earn to buy a home in Highwood?
To comfortably afford the median home price of $497,501 with a 20% down payment ($99,500) at today's rates (6.8%), you'd need a gross annual income of approximately $131,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Highwood compare to the national average home price?
The national median home value is approximately $410,000. At $497,501, homes in Highwood are 21% above the national average.
What metro area is Highwood part of?
Highwood is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.