Market Overview
Home Prices in Kell, IL
The median home value in Kell, IL is $170,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 11.9% compared to a year ago and down 4.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kell are priced59% below average. Kell is part of the Centralia, IL metro area.
Over the past five years, Kell home values have risen by approximately17.0%, reflecting steady appreciation in this market.
Price History
Kell Home Price Trend
2021
$145,356
$145K
—
2022
$159,696
$160K
+9.9%
2023
$155,188
$155K
-2.8%
2024
$159,535
$160K
+2.8%
2025
$151,898
$152K
-4.8%
2026
$170,031
$170K
+11.9%
City Comparison
Kell vs. National Median
🏠 Kell
$170,031
National Median
$410,000
At $170,031, homes in Kell cost 59% below the national median of $410,000. This makes Kell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kell?
20% Down Payment
$34,006
on $170,031
Monthly P&I
$887/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,126/mo
incl. taxes & insurance
Income Needed
$45,040
gross annual (30% rule)
10% Down Option
$17,003
+ PMI applies
Loan Amount (20% dn)
$136,025
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kell, IL?
The median home value in Kell is $170,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 11.9% year-over-year.
How much have home prices changed in Kell?
Over the past year, home values in Kell have increased by 11.9%. Over five years, prices have risen approximately 17.0%.
How much do I need to earn to buy a home in Kell?
To comfortably afford the median home price of $170,031 with a 20% down payment ($34,006) at today's rates (6.8%), you'd need a gross annual income of approximately $45,040. This assumes keeping total housing costs at or below 30% of gross income.
How does Kell compare to the national average home price?
The national median home value is approximately $410,000. At $170,031, homes in Kell are 59% below the national average.
What metro area is Kell part of?
Kell is part of the Centralia, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.