Market Overview
Home Prices in Kincaid, IL
The median home value in Kincaid, IL is $111,979 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.3% compared to a year ago and up 10.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kincaid are priced73% below average. Kincaid is part of the Taylorville, IL metro area.
Over the past five years, Kincaid home values have risen by approximately30.2%, reflecting strong long-term appreciation in this market.
Price History
Kincaid Home Price Trend
City Comparison
Kincaid vs. National Median
At $111,979, homes in Kincaid cost 73% below the national median of $410,000. This makes Kincaid a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kincaid?
20% Down Payment
$22,396
on $111,979
Monthly P&I
$584/mo
30-yr @ 6.8%
Total Monthly Est.
~$742/mo
incl. taxes & insurance
Income Needed
$29,680
gross annual (30% rule)
10% Down Option
$11,198
+ PMI applies
Loan Amount (20% dn)
$89,583
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kincaid, IL?
The median home value in Kincaid is $111,979 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.3% year-over-year.
How much have home prices changed in Kincaid?
Over the past year, home values in Kincaid have increased by 10.3%. Over five years, prices have risen approximately 30.2%.
How much do I need to earn to buy a home in Kincaid?
To comfortably afford the median home price of $111,979 with a 20% down payment ($22,396) at today's rates (6.8%), you'd need a gross annual income of approximately $29,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Kincaid compare to the national average home price?
The national median home value is approximately $410,000. At $111,979, homes in Kincaid are 73% below the national average.
What metro area is Kincaid part of?
Kincaid is part of the Taylorville, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.