Market Overview
Home Prices in Kinmundy, IL
The median home value in Kinmundy, IL is $83,716 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.1% compared to a year ago and down 14.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kinmundy are priced80% below average. Kinmundy is part of the Centralia, IL metro area.
Over the past five years, Kinmundy home values have fallen by approximately6.7%, reflecting softening conditions in this market.
Price History
Kinmundy Home Price Trend
City Comparison
Kinmundy vs. National Median
At $83,716, homes in Kinmundy cost 80% below the national median of $410,000. This makes Kinmundy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kinmundy?
20% Down Payment
$16,743
on $83,716
Monthly P&I
$437/mo
30-yr @ 6.8%
Total Monthly Est.
~$555/mo
incl. taxes & insurance
Income Needed
$22,200
gross annual (30% rule)
10% Down Option
$8,372
+ PMI applies
Loan Amount (20% dn)
$66,973
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kinmundy, IL?
The median home value in Kinmundy is $83,716 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.1% year-over-year.
How much have home prices changed in Kinmundy?
Over the past year, home values in Kinmundy have increased by 10.1%. Over five years, prices have fallen approximately 6.7%.
How much do I need to earn to buy a home in Kinmundy?
To comfortably afford the median home price of $83,716 with a 20% down payment ($16,743) at today's rates (6.8%), you'd need a gross annual income of approximately $22,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Kinmundy compare to the national average home price?
The national median home value is approximately $410,000. At $83,716, homes in Kinmundy are 80% below the national average.
What metro area is Kinmundy part of?
Kinmundy is part of the Centralia, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.