Market Overview
Home Prices in La Harpe, IL
The median home value in La Harpe, IL is $91,908 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.7% compared to a year ago and up 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in La Harpe are priced78% below average. La Harpe is part of the Fort Madison-Keokuk, IA-IL-MO metro area.
Price History
La Harpe Home Price Trend
2024
$80,951
$81K
—
2025
$82,997
$83K
+2.5%
2026
$91,908
$92K
+10.7%
City Comparison
La Harpe vs. National Median
🏠 La Harpe
$91,908
National Median
$410,000
At $91,908, homes in La Harpe cost 78% below the national median of $410,000. This makes La Harpe a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in La Harpe?
20% Down Payment
$18,382
on $91,908
Monthly P&I
$479/mo
30-yr @ 6.8%
Total Monthly Est.
~$608/mo
incl. taxes & insurance
Income Needed
$24,320
gross annual (30% rule)
10% Down Option
$9,191
+ PMI applies
Loan Amount (20% dn)
$73,526
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in La Harpe, IL?
The median home value in La Harpe is $91,908 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.7% year-over-year.
How much have home prices changed in La Harpe?
Over the past year, home values in La Harpe have increased by 10.7%.
How much do I need to earn to buy a home in La Harpe?
To comfortably afford the median home price of $91,908 with a 20% down payment ($18,382) at today's rates (6.8%), you'd need a gross annual income of approximately $24,320. This assumes keeping total housing costs at or below 30% of gross income.
How does La Harpe compare to the national average home price?
The national median home value is approximately $410,000. At $91,908, homes in La Harpe are 78% below the national average.
What metro area is La Harpe part of?
La Harpe is part of the Fort Madison-Keokuk, IA-IL-MO metropolitan area. Home prices and market conditions can vary across the broader metro region.