Market Overview
Home Prices in Livingston, IL
The median home value in Livingston, IL is $110,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Livingston are priced73% below average. Livingston is part of the St. Louis, MO-IL metro area.
Over the past five years, Livingston home values have risen by approximately26.4%, reflecting strong long-term appreciation in this market.
Price History
Livingston Home Price Trend
City Comparison
Livingston vs. National Median
At $110,014, homes in Livingston cost 73% below the national median of $410,000. This makes Livingston a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Livingston?
20% Down Payment
$22,003
on $110,014
Monthly P&I
$574/mo
30-yr @ 6.8%
Total Monthly Est.
~$729/mo
incl. taxes & insurance
Income Needed
$29,160
gross annual (30% rule)
10% Down Option
$11,001
+ PMI applies
Loan Amount (20% dn)
$88,011
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Livingston, IL?
The median home value in Livingston is $110,014 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Livingston?
Over the past year, home values in Livingston have increased by 6.9%. Over five years, prices have risen approximately 26.4%.
How much do I need to earn to buy a home in Livingston?
To comfortably afford the median home price of $110,014 with a 20% down payment ($22,003) at today's rates (6.8%), you'd need a gross annual income of approximately $29,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Livingston compare to the national average home price?
The national median home value is approximately $410,000. At $110,014, homes in Livingston are 73% below the national average.
What metro area is Livingston part of?
Livingston is part of the St. Louis, MO-IL metropolitan area. Home prices and market conditions can vary across the broader metro region.