Market Overview
Home Prices in Long Creek, IL
The median home value in Long Creek, IL is $191,002 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 6.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Long Creek are priced53% below average. Long Creek is part of the Decatur, IL metro area.
Over the past five years, Long Creek home values have risen by approximately29.1%, reflecting strong long-term appreciation in this market.
Price History
Long Creek Home Price Trend
City Comparison
Long Creek vs. National Median
At $191,002, homes in Long Creek cost 53% below the national median of $410,000. This makes Long Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Long Creek?
20% Down Payment
$38,200
on $191,002
Monthly P&I
$996/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,265/mo
incl. taxes & insurance
Income Needed
$50,600
gross annual (30% rule)
10% Down Option
$19,100
+ PMI applies
Loan Amount (20% dn)
$152,802
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Long Creek, IL?
The median home value in Long Creek is $191,002 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Long Creek?
Over the past year, home values in Long Creek have increased by 6.9%. Over five years, prices have risen approximately 29.1%.
How much do I need to earn to buy a home in Long Creek?
To comfortably afford the median home price of $191,002 with a 20% down payment ($38,200) at today's rates (6.8%), you'd need a gross annual income of approximately $50,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Long Creek compare to the national average home price?
The national median home value is approximately $410,000. At $191,002, homes in Long Creek are 53% below the national average.
What metro area is Long Creek part of?
Long Creek is part of the Decatur, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.