📍 Long Point, IL · Zillow ZHVI · July 2026

Average Home Price in
Long Point, IL

Pontiac, IL metro area · Livingston County County

Median Home Value
$171,787
↑ 13.4% year-over-year
vs. National Median
$410,000
Long Point is 58% below
Est. Monthly Payment
$896/mo
20% down · 6.8% rate
Income Needed
$46K
gross annual (30% rule)
Median Home Value
$171,787
↑ 13.4% year-over-year

Down Payment (20%)$34,357
Monthly P&I$896/mo
With Taxes & Ins.~$1,138/mo
Income Needed$45,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Long Point, IL

The median home value in Long Point, IL is $171,787 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 13.4% compared to a year ago and up 4.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Long Point are priced58% below average. Long Point is part of the Pontiac, IL metro area.

City Comparison

Long Point vs. National Median

🏠 Long Point
$171,787
National Median
$410,000

At $171,787, homes in Long Point cost 58% below the national median of $410,000. This makes Long Point a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Long Point?

20% Down Payment
$34,357
on $171,787
Monthly P&I
$896/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,138/mo
incl. taxes & insurance
Income Needed
$45,520
gross annual (30% rule)
10% Down Option
$17,179
+ PMI applies
Loan Amount (20% dn)
$137,430
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Long Point, IL?
The median home value in Long Point is $171,787 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 13.4% year-over-year.
How much have home prices changed in Long Point?
Over the past year, home values in Long Point have increased by 13.4%.
How much do I need to earn to buy a home in Long Point?
To comfortably afford the median home price of $171,787 with a 20% down payment ($34,357) at today's rates (6.8%), you'd need a gross annual income of approximately $45,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Long Point compare to the national average home price?
The national median home value is approximately $410,000. At $171,787, homes in Long Point are 58% below the national average.
What metro area is Long Point part of?
Long Point is part of the Pontiac, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.