Market Overview
Home Prices in Lostant, IL
The median home value in Lostant, IL is $185,653 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0% compared to a year ago and up 3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lostant are priced55% below average. Lostant is part of the Ottawa, IL metro area.
Over the past five years, Lostant home values have risen by approximately32.2%, reflecting strong long-term appreciation in this market.
Price History
Lostant Home Price Trend
City Comparison
Lostant vs. National Median
At $185,653, homes in Lostant cost 55% below the national median of $410,000. This makes Lostant a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lostant?
20% Down Payment
$37,131
on $185,653
Monthly P&I
$968/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,229/mo
incl. taxes & insurance
Income Needed
$49,160
gross annual (30% rule)
10% Down Option
$18,565
+ PMI applies
Loan Amount (20% dn)
$148,522
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lostant, IL?
The median home value in Lostant is $185,653 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0% year-over-year.
How much have home prices changed in Lostant?
Over the past year, home values in Lostant have increased by 0%. Over five years, prices have risen approximately 32.2%.
How much do I need to earn to buy a home in Lostant?
To comfortably afford the median home price of $185,653 with a 20% down payment ($37,131) at today's rates (6.8%), you'd need a gross annual income of approximately $49,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Lostant compare to the national average home price?
The national median home value is approximately $410,000. At $185,653, homes in Lostant are 55% below the national average.
What metro area is Lostant part of?
Lostant is part of the Ottawa, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.