Market Overview
Home Prices in Lowpoint, IL
The median home value in Lowpoint, IL is $221,304 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 10.6% compared to a year ago and up 5.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lowpoint are priced46% below average. Lowpoint is part of the Peoria, IL metro area.
Over the past five years, Lowpoint home values have risen by approximately26.2%, reflecting strong long-term appreciation in this market.
Price History
Lowpoint Home Price Trend
City Comparison
Lowpoint vs. National Median
At $221,304, homes in Lowpoint cost 46% below the national median of $410,000. This makes Lowpoint a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Lowpoint?
20% Down Payment
$44,261
on $221,304
Monthly P&I
$1,154/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,466/mo
incl. taxes & insurance
Income Needed
$58,640
gross annual (30% rule)
10% Down Option
$22,130
+ PMI applies
Loan Amount (20% dn)
$177,043
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lowpoint, IL?
The median home value in Lowpoint is $221,304 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 10.6% year-over-year.
How much have home prices changed in Lowpoint?
Over the past year, home values in Lowpoint have increased by 10.6%. Over five years, prices have risen approximately 26.2%.
How much do I need to earn to buy a home in Lowpoint?
To comfortably afford the median home price of $221,304 with a 20% down payment ($44,261) at today's rates (6.8%), you'd need a gross annual income of approximately $58,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Lowpoint compare to the national average home price?
The national median home value is approximately $410,000. At $221,304, homes in Lowpoint are 46% below the national average.
What metro area is Lowpoint part of?
Lowpoint is part of the Peoria, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.