Market Overview
Home Prices in Maroa, IL
The median home value in Maroa, IL is $163,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 6.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Maroa are priced60% below average. Maroa is part of the Decatur, IL metro area.
Over the past five years, Maroa home values have risen by approximately34.5%, reflecting strong long-term appreciation in this market.
Price History
Maroa Home Price Trend
2020
$108,875
$109K
—
2021
$121,909
$122K
+12.0%
2022
$129,969
$130K
+6.6%
2023
$136,639
$137K
+5.1%
2024
$146,637
$147K
+7.3%
2025
$156,106
$156K
+6.5%
2026
$163,924
$164K
+5.0%
City Comparison
Maroa vs. National Median
🏠 Maroa
$163,924
National Median
$410,000
At $163,924, homes in Maroa cost 60% below the national median of $410,000. This makes Maroa a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Maroa?
20% Down Payment
$32,785
on $163,924
Monthly P&I
$855/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,086/mo
incl. taxes & insurance
Income Needed
$43,440
gross annual (30% rule)
10% Down Option
$16,392
+ PMI applies
Loan Amount (20% dn)
$131,139
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Maroa, IL?
The median home value in Maroa is $163,924 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Maroa?
Over the past year, home values in Maroa have increased by 5%. Over five years, prices have risen approximately 34.5%.
How much do I need to earn to buy a home in Maroa?
To comfortably afford the median home price of $163,924 with a 20% down payment ($32,785) at today's rates (6.8%), you'd need a gross annual income of approximately $43,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Maroa compare to the national average home price?
The national median home value is approximately $410,000. At $163,924, homes in Maroa are 60% below the national average.
What metro area is Maroa part of?
Maroa is part of the Decatur, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.