Market Overview
Home Prices in Mendota, IL
The median home value in Mendota, IL is $178,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 6.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mendota are priced56% below average. Mendota is part of the Ottawa, IL metro area.
Over the past five years, Mendota home values have risen by approximately39.8%, reflecting strong long-term appreciation in this market.
Price History
Mendota Home Price Trend
City Comparison
Mendota vs. National Median
At $178,837, homes in Mendota cost 56% below the national median of $410,000. This makes Mendota a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mendota?
20% Down Payment
$35,767
on $178,837
Monthly P&I
$933/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,185/mo
incl. taxes & insurance
Income Needed
$47,400
gross annual (30% rule)
10% Down Option
$17,884
+ PMI applies
Loan Amount (20% dn)
$143,070
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mendota, IL?
The median home value in Mendota is $178,837 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Mendota?
Over the past year, home values in Mendota have increased by 4.9%. Over five years, prices have risen approximately 39.8%.
How much do I need to earn to buy a home in Mendota?
To comfortably afford the median home price of $178,837 with a 20% down payment ($35,767) at today's rates (6.8%), you'd need a gross annual income of approximately $47,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Mendota compare to the national average home price?
The national median home value is approximately $410,000. At $178,837, homes in Mendota are 56% below the national average.
What metro area is Mendota part of?
Mendota is part of the Ottawa, IL metropolitan area. Home prices and market conditions can vary across the broader metro region.