📍 Oakwood Hills, IL · Zillow ZHVI · July 2026

Average Home Price in
Oakwood Hills, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · McHenry County County

Median Home Value
$357,343
↑ 4.9% year-over-year
vs. National Median
$410,000
Oakwood Hills is 13% below
Est. Monthly Payment
$1,864/mo
20% down · 6.8% rate
Income Needed
$95K
gross annual (30% rule)
Median Home Value
$357,343
↑ 4.9% year-over-year

Down Payment (20%)$71,469
Monthly P&I$1,864/mo
With Taxes & Ins.~$2,367/mo
Income Needed$94,680/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Oakwood Hills, IL

The median home value in Oakwood Hills, IL is $357,343 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.9% compared to a year ago and up 4.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Oakwood Hills are priced13% below average. Oakwood Hills is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Oakwood Hills home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.

City Comparison

Oakwood Hills vs. National Median

🏠 Oakwood Hills
$357,343
National Median
$410,000

At $357,343, homes in Oakwood Hills cost 13% below the national median of $410,000. This makes Oakwood Hills a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Oakwood Hills?

20% Down Payment
$71,469
on $357,343
Monthly P&I
$1,864/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,367/mo
incl. taxes & insurance
Income Needed
$94,680
gross annual (30% rule)
10% Down Option
$35,734
+ PMI applies
Loan Amount (20% dn)
$285,874
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Oakwood Hills, IL?
The median home value in Oakwood Hills is $357,343 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.9% year-over-year.
How much have home prices changed in Oakwood Hills?
Over the past year, home values in Oakwood Hills have increased by 4.9%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Oakwood Hills?
To comfortably afford the median home price of $357,343 with a 20% down payment ($71,469) at today's rates (6.8%), you'd need a gross annual income of approximately $94,680. This assumes keeping total housing costs at or below 30% of gross income.
How does Oakwood Hills compare to the national average home price?
The national median home value is approximately $410,000. At $357,343, homes in Oakwood Hills are 13% below the national average.
What metro area is Oakwood Hills part of?
Oakwood Hills is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.