📍 Park City, IL · Zillow ZHVI · July 2026

Average Home Price in
Park City, IL

Chicago-Naperville-Elgin, IL-IN-WI metro area · Lake County County

Median Home Value
$285,461
↑ 6.6% year-over-year
vs. National Median
$410,000
Park City is 30% below
Est. Monthly Payment
$1,489/mo
20% down · 6.8% rate
Income Needed
$76K
gross annual (30% rule)
Median Home Value
$285,461
↑ 6.6% year-over-year

Down Payment (20%)$57,092
Monthly P&I$1,489/mo
With Taxes & Ins.~$1,891/mo
Income Needed$75,640/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Park City, IL

The median home value in Park City, IL is $285,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.6% compared to a year ago and up 3% from two years prior.

Compared to the U.S. national median of $410,000, homes in Park City are priced30% below average. Park City is part of the Chicago-Naperville-Elgin, IL-IN-WI metro area.

Over the past five years, Park City home values have risen by approximately32.6%, reflecting strong long-term appreciation in this market.

City Comparison

Park City vs. National Median

🏠 Park City
$285,461
National Median
$410,000

At $285,461, homes in Park City cost 30% below the national median of $410,000. This makes Park City a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Park City?

20% Down Payment
$57,092
on $285,461
Monthly P&I
$1,489/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,891/mo
incl. taxes & insurance
Income Needed
$75,640
gross annual (30% rule)
10% Down Option
$28,546
+ PMI applies
Loan Amount (20% dn)
$228,369
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Park City, IL?
The median home value in Park City is $285,461 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.6% year-over-year.
How much have home prices changed in Park City?
Over the past year, home values in Park City have increased by 6.6%. Over five years, prices have risen approximately 32.6%.
How much do I need to earn to buy a home in Park City?
To comfortably afford the median home price of $285,461 with a 20% down payment ($57,092) at today's rates (6.8%), you'd need a gross annual income of approximately $75,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Park City compare to the national average home price?
The national median home value is approximately $410,000. At $285,461, homes in Park City are 30% below the national average.
What metro area is Park City part of?
Park City is part of the Chicago-Naperville-Elgin, IL-IN-WI metropolitan area. Home prices and market conditions can vary across the broader metro region.