Market Overview
Home Prices in Percy, IL
The median home value in Percy, IL is $90,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 8.9% compared to a year ago and down 12.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Percy are priced78% below average.
Over the past five years, Percy home values have fallen by approximately16.7%, reflecting softening conditions in this market.
Price History
Percy Home Price Trend
2020
$101,363
$101K
—
2021
$108,987
$109K
+7.5%
2022
$111,506
$112K
+2.3%
2023
$119,346
$119K
+7.0%
2024
$114,048
$114K
-4.4%
2025
$99,667
$100K
-12.6%
2026
$90,822
$91K
-8.9%
City Comparison
Percy vs. National Median
🏠 Percy
$90,822
National Median
$410,000
At $90,822, homes in Percy cost 78% below the national median of $410,000. This makes Percy a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Percy?
20% Down Payment
$18,164
on $90,822
Monthly P&I
$474/mo
30-yr @ 6.8%
Total Monthly Est.
~$602/mo
incl. taxes & insurance
Income Needed
$24,080
gross annual (30% rule)
10% Down Option
$9,082
+ PMI applies
Loan Amount (20% dn)
$72,658
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Percy, IL?
The median home value in Percy is $90,822 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 8.9% year-over-year.
How much have home prices changed in Percy?
Over the past year, home values in Percy have decreased by 8.9%. Over five years, prices have fallen approximately 16.7%.
How much do I need to earn to buy a home in Percy?
To comfortably afford the median home price of $90,822 with a 20% down payment ($18,164) at today's rates (6.8%), you'd need a gross annual income of approximately $24,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Percy compare to the national average home price?
The national median home value is approximately $410,000. At $90,822, homes in Percy are 78% below the national average.