Market Overview
Home Prices in Plainville, IL
The median home value in Plainville, IL is $175,211 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and down 7.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Plainville are priced57% below average. Plainville is part of the Quincy, IL-MO metro area.
Over the past five years, Plainville home values have risen by approximately1.4%, reflecting modest growth in this market.
Price History
Plainville Home Price Trend
City Comparison
Plainville vs. National Median
At $175,211, homes in Plainville cost 57% below the national median of $410,000. This makes Plainville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Plainville?
20% Down Payment
$35,042
on $175,211
Monthly P&I
$914/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,161/mo
incl. taxes & insurance
Income Needed
$46,440
gross annual (30% rule)
10% Down Option
$17,521
+ PMI applies
Loan Amount (20% dn)
$140,169
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Plainville, IL?
The median home value in Plainville is $175,211 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Plainville?
Over the past year, home values in Plainville have increased by 5.4%. Over five years, prices have risen approximately 1.4%.
How much do I need to earn to buy a home in Plainville?
To comfortably afford the median home price of $175,211 with a 20% down payment ($35,042) at today's rates (6.8%), you'd need a gross annual income of approximately $46,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Plainville compare to the national average home price?
The national median home value is approximately $410,000. At $175,211, homes in Plainville are 57% below the national average.
What metro area is Plainville part of?
Plainville is part of the Quincy, IL-MO metropolitan area. Home prices and market conditions can vary across the broader metro region.